Investors
New Doctor Loan Program
Ideal for licensed interns, residents, or fellows in medical residency, or scheduled to begin residency within 90 days of closing on a new home, or who have completed residency within the last 12 months and have started working o for a hospital for a physicians group.
- Borrow up to $750,000 with no down payment required or up to $1 million with only a 5% down payment required when purchasing a home.
- Fixed and Adjustable Rate Mortgage (ARM) loans available.
- No Private Mortgage Insurance (PMI) require.
- Refinancing Options Available.
Established Doctor & Dentist Loan Program
This program is ideal for licensed Non-Residents / Interns / Fellows (MD, DO, DPM, DDS, or DMD) who are employed with a hospital, dental center, or physicians / dental group for more than one year or have been self-employed as a medical doctor or dentist for at least two years.
- Borrow up to $750,000 with no down payment of up to $1.5 million with a 15% down payment when purchasing a home.
- Qualify for a 100% loan-to-value (LTV) up to $750,000, 95% up to $1 million, or 85% up to $1.5 million when purchasing or refinancing a home.
- Fixed and Adjustable Rate Mortgage (ARM) loans available.
- No Private Mortgage Insurance (PMI)required.